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Credit Services

Experian® operates 15 consumer credit bureaus around the world and maintains information on more than 400 million consumers.

Our information helps companies evaluate the risks and rewards associated with providing credit to consumers and businesses, and our services help clients maximize the profitability of their portfolios. Besides obtaining credit reports, clients can use Experian's notification services to drive marketing efforts, manage risk and improve customer relationships.

Experian's applications help retailers conduct secure transactions and prevent fraud. Our credit services also assist clients in every phase of debt collection. With our industry-leading information assets, lenders can make better lending decisions, thereby reducing processing time while minimizing risk.

Additionally, Experian's credit products and services help businesses with Customer AcquisitionCustomer ManagementFraud ManagementRisk Management and Debt Recovery.